The impact of information technology on transformation in the banking sector
https://doi.org/10.29030/2309-2076-2024-17-1-79-84
Abstract
The article systematically examines the impact of information technology on the transformation in the banking sector, which implies a fundamental change in the interaction of this sector of the economy with the market. The article analyzes the application of modern technologies and the implementation of digital infrastructure projects, in particular, the marketplace platform and the digital ruble. The article provides an evidence-based argument about the need for a technological revolution in the banking sector, during which transparency of financial transactions will increase and the banking sector will be «cleansed» of uncompetitive organizations.
About the Authors
N. N. MatnenkoRussian Federation
Nelli N. Matnenko - Ph.D. in economic sciences, associate professor, 5.2.3 – regional and sectoral economy, associate professor
Moscow
T. S. Salnikova
Russian Federation
Tatiana S. Salnikova - Ph.D. in economic sciences, associate professor, 5.2.3 – regional and sectoral economy, associate professor
Moscow
Yu. A. Mezyakov
Russian Federation
Yuriy A. Mezyakov - lecturer
Moscow
References
1. Kacharava N.N. Influence of information technologies on the productivity of the banking sector. Voprosy studencheskoj nauki = Questions of student science. 2021;(4(56)):30-35.
2. Kashcheev V.A., Tsvetkov Yu.A. Digital transformation of the banking sector. Teoriya i praktika servisa: ekonomika, social’naya sfera, tekhnologii = Theory and practice of the service: economics, social sphere, technology. 2018;(4):40-44.
3. Orlova I.A., Popenko V.A. The role of modern banking technologies as a factor of ensuring competitiveness in the banking sector. Innovacionnye tekhnologii v mashinostroenii, obrazovanii i ekonomike = Innovative technologies in mechanical engineering, education and economics. 2018;14(1-2(7)):461-464.
4. Zubov Ya.O., Yakushina T.V. Development of information financial technologies in modern conditions. Ekonomicheskie sistemy = Economic systems. 2023;16(1(60)):49-58.
5. Ashba A.A. Features of competitive behavior of commercial banks in the context of digitalization of the economy (on the example of Sberbank of Russia). Teoriya i praktika obshchestvennogo razvitiya = Theory and practice of social development. 2019;(1(131)):67-71.
6. Kazankina O.A. The importance of information technologies in financial planning of an enterprise. Ekonomicheskaya bezopasnost’ i kachestvo Economic security and quality. 2018;(2(31)):99-104.
Review
For citations:
Matnenko N.N., Salnikova T.S., Mezyakov Yu.A. The impact of information technology on transformation in the banking sector. Economic Systems. 2024;17(1):79-84. (In Russ.) https://doi.org/10.29030/2309-2076-2024-17-1-79-84
JATS XML









